Today’s Pensions Goth blog asks a question we keep avoiding: what is the state pension actually for? pensionsresearch.co.uk/we-cant-deba...

An interview with Gareth Stears about a new way to structure the state pension using annuity factors. Could this be a fairer settlement? pensionsresearch.co.uk/could-annuit...

Should pension tax-free cash lump sums be capped? YouTube video by DEbITES

With all the speculation about whether the Govt would cap PCLS, I asked AI whether they should...

youtu.be/PJ1vlYSBaYI?...

Steve Berridge: A new season of pension uncertainty Now the football season has started again (the close season seems shorter every year), Parliament is firmly back after its long recess. As the (for once) Now the football season has started again (the close season seems shorter every year), Parliament is firmly back after its long recess. As the (for once) warm summer draws to a close, thoughts are already turning to the November Budget.

As we head into autumn, a "new season of pension uncertainty" is here. Steve Berridge discusses the dangers of speculative headlines and explains why a pragmatic approach is vital for anyone making financial decisions about their retirement. www.moneymarketing.c...
#Pensions #UKPolitics #Finance

Should the Government compensate 1950s-born (Waspi) women YouTube video by DEbITES

Should the Government compensate the Waspi women? Here are the main arguments (according to AI) for both sides.

youtube.com/watch?v=nlja...
#waspi #pensions

Should the State Pension Age be increased YouTube video by DEbITES

How did (A)I do at summarising the arguments for both sides?

I got ChatGPT to give me both sides, with a bit of back and forth, on the question of raising State Pension Age. I think it did ok.

youtube.com/watch?v=ZM1o...

Tax-free pension withdrawals have shot up ahead of bringing pensions within IHT and budget speculation that the tax-free lump sum allowance will be cut. FoI response from FCA. w/ @emdunks.bsky.social: www.ft.com/content/f9f9...

The big, beautiful (pensions) bill has been introduced to the @houseofcommons.parliament.uk this afternoon

It is a annoyingly hard and fiddly to get estimates for total UK pension assets. Well done PPI for doing the work. www.pensionspolicyinstitute.org.uk/research-lib...

Canadian pension giant to invest more than £8bn in UK Government plans for infrastructure are ‘huge opportunity’, says CDPQ chief

CDPQ, Canada’s second-largest pension fund, plans to invest £8bn in Britain over the next five years (£17bn current allocation). CEO says UK "top of the list" compared with other countries as it looks to lower allocation to US and invest in infrastructure around the world www.ft.com/content/ebba...

Reeves outlines plan for £25bn pension 'megafunds' The government says its overhaul of retirement savings will boost growth and pension pots.

We need bigger, better pension funds delivering better returns to savers and stronger growth for Britain. A key plank of our pension reform agenda is accelerating the consolidation of pension schemes into £25bn+ ‘mega funds’ www.bbc.co.uk/news/article...

Donald Trump considers order to open US retirement plans to private equity Move would pave the way for savers to access funds focused on corporate buyouts and other high-octane deals

Today, there are regulatory hurdles to turning unsophisticated retail into PE exit liquidity. Tomorrow, maybe not so much.

on.ft.com/4knDLBj

Reform UK can now influence over £100bn of pensions. Brace for the war on ‘woke investments’ Farage & Co could make a big splash at the pool party

🚨Reform made huge gains in the local elections.

But as well as winning councils, they won influence on £100bn of LGPS pension assets.

A US-style war on 'woke investments' looks to be coming to UK asset mgmt.

on.ft.com/3ZhOh4j

Pensions in 10 - YouTube Join us every week for a brief look at the big pensions news stories in under 10 minutes, hosted by our very own Broadstone specialists. We will discuss the ...

My chum Andy is back and gives some interesting thoughts on private equity investing for pensions

youtube.com/playlist?lis...

What’s something taken for granted by your profession that wld shock normies?

Looming pensions missaving crisis wld be mine.

Torsten Bell says that the Government are going ahead with small pots consolidation - just now at TUC conference. Does this mean we will see legislation for multiple default consolidators in the Pensions Bill?

The name of this legislation does make me double-take every time it gets surfaced in my Google searches www.legislation.gov.uk/uksi/2013/25...

this is some *incredibly granular* and impressive work from Toby, required reading for UK pensions nerds

Martin Lewis: How you can avoid the massive tax trap when you take money out of a pension YouTube video by MoneySavingExpert.com

Near retirement? There’s a huge tax trap to avoid when withdrawing from a pension. This is my simple video analogy but always get 1-on-1 free guidance from PensionWise first.

This is just a titbit, watch my full Pension special on @itvmlshow.bsky.social: www.itv.com/watch/the-ma...

Subscribe here for the Friday pensions goth blog: pensionsresearch.co.uk/team/

Reeves seeks to unlock billions from UK pension schemes for investment Ministers set to allow companies to access defined benefit scheme surpluses to help kick-start growth

Govt turns to DB pensions surpluses in its latest attempt to kickstart growth… having left £1.2trn DB industry out of pensions review ‘the implications of not touching it are worse’ surplus estimated at around £100bn on a low risk basis on.ft.com/42vZdOe

Emma Reynolds' tenure as pensions minister (189 days) was the third shortest since the role was created in its modern form in July 1998. She is only beaten by John Denham (155 days) and Alex Burghart (38 days).

See: www.professionalpensions.com/news/2201473...

Investors call for UK government to reform defined benefit pensions Overhaul could free up billions for real estate and infrastructure, asset managers say

The UK govt should prioritise looking at DB pension surplus extraction to drive investment into productive assets, say asset managers. “This is a once in a generational opportunity to change the fortunes of the UK” on.ft.com/3P7aM6G

New Pensions Goth blog!

I wasn’t going to do a blog on the Government’s response to the Ombudsman’s report on WASPI, but then I thought, hey, it’s always useful to revisit the data. Without taking a position, here are the pertinent facts: pensionsresearch.co.uk/where-next-f...

Liz Kendall confirms there will be no compensation for Waspi women.

Kendall says in the Commons "the great majority of women knew the state pension age was increasing" and "the proposed compensation scheme isn't fair or value for taxpayers' money".

Government confirms no compensation will be paid to Waspi women over state pension age changes

incm.pub/49HuG1o

State Pension Conundrum, Employer Covenant Guidance & Tax-free cash | Pensions in 10 YouTube video by Broadstone Corporate Benefits Ltd

10 minutes (slightly less) of pensions chat here on the You-Tube.

www.youtube.com/watch?v=5ISO...

Shot...

Every extra basis point in annual fees - aka 0.01% - reduces the median UK earner's pension pot by around £350 according to DWP estimates. www.gov.uk/government/p...

Sometimes called hanging up your boots