@justinsydnor
Behavioral economist and Professor of Risk and Insurance at University of Wisconsin, Madison at the Wisconsin School of Business. I study insurance, decision-making, behavioral change, and other applied-microeconomics stuff. website: www.justinsydnor.com
Watch: 📺 🖥️ 💻 📱 @uwbusiness.bsky.social risk management and insurance professor @justinsydnor.bsky.social explains why the costs of Health Insurance Marketplace plans continue rising and the impacts of uncompensated care.
PhD slots in health econ at Hamburg Center for Health Economics, University of Hamburg Germany
Just came back from a visit and it's a vibrant city and Center.
www.uni-hamburg.de/en/stellenan...
Yeah, I think it could be a good topic if there were a way of identifying those who voluntarily choose lower-deductibles when "dominated" options available. Sort of like a revisit of the Einav et al Selection on Moral Hazard paper. Thing probably needed is a shock that pushes some to the high ded.
Don't know, but work on behavioral hazard and liquidity sensitivity of use suggests that many who choose dominated options have negative financial costs but likely positive health benefits, since with higher-deductibles they might end up skipping valuable health care (like chronic disease meds).
The 5th Ireland Masterclass in Health Economics will take place at @uniofgalway.bsky.social in Galway, Ireland, March 18-20, 2026. For info and to register, visit: blogs.cornell.edu/ireland-mast...
Cc: #Econsky @ashecon.bsky.social @healtheconall.bsky.social
🚨 Rethinking Moral Hazard: Moral hazard in health insurance—the increased spending that comes when you get insured—is usually seen as wasteful due to insurance’s price distortion. This paper challenges that view.
Excited to share that my job market paper "Does Getting Forecasts Earlier Matter? Evidence from Winter Advisories and Vehicle Crashes" is forthcoming in AEJ Policy!
A math question for 7th graders in Chicago Public Schools showing a linear relationship between cars odometers and price.
Decrease in average car price with discontinuities at 10k miles. From Lacetera Pope and Sydnor (2012)
No wonder retailers ignore left digit bias. Indoctrination against it starts in school!
Cc:
@justinsydnor.bsky.social @nicolacetera.bsky.social
The University of Wisconsin, Madison is hiring 50!!! (Including lines in every department in the business school this year, including mine).
Links for the Climate/Environmental position:
Assistant level: jobs.wisc.edu/jobs/assista...
Associate/Full: jobs.wisc.edu/jobs/full-or...
Links for the AI position:
Assistant level: jobs.wisc.edu/jobs/assista...
Associate/Full: jobs.wisc.edu/jobs/full-or...
My department, Risk and Insurance at the Wisconsin School of Business, UW Madison is hiring for two positions (open rank) as part of a campus-wide hiring initiatives on AI and Climate/Environmental Challenges. Position links with full descriptions below. Please help spread the word.
Vanguard just announced a $100 account closure fee... for people who already hold accounts. Is this legal? What if they announced a $1 million account closure fee? Hard to have competition on fees if you can ex post assess new fees on customers for leaving!
New NBER WP: What is the objective of the firm? Shareholders want firms to set prices lower than the profit-maximizing price. 1/n www.nber.org/papers/w32064