@city-work
Periodic professor, writing about housing, cities & the financialization of daily life. Author of Liquid Cities: Climate, Capital, and the Crisis of Affordable Housing (2025). Maps @ www.citywork.io 📍USA | 📍 CA
New York City is quite surprising to me. For the City that Doesn’t Sleep, Manhattan is actually well rested relative to the nation, getting more sleep than the national average.
But the Bronx has it bad 42.92% get less than 7 hours sleep, worse than 90% of the country.
America, Exhausted. Roughly 1/3 adults are chronically sleep deprived. Check out our new interactive map of sleep across the country.
Hawaii, Indiana, & Florida rank some of the worst. With Virginia, Oregon, & Vermont ranking some of the best.
www.citywork.io/america-exha...
Instead, they operate through hundreds of property-level LLCs, making it look like disparate, unrelated, landlords filing cases. Read more in our latest analysis here:
open.substack.com/pub/liquidci...
Who, not what, is driving evictions in Virginia?
A small group of just 123 investment firms accounts for nearly 40% of all eviction filings in coastal Virginia.
These firms often don’t appear under a single name on court dockets.
Montreal's rental crisis, visualized by neighborhood over the past 10 years.
Full map at www.commonplaceresearch.org
Data: CMHC/Common Place Research. 2014-2024. Nominal.
Thank you!
Our national map of health care tax credits has been updated!
Due to an error #Texas #Utah #Arizona & #Oregon weren't showing up. Now all states with federal data are visible.
See how many people in your community rely on health care subsidies!
www.citywork.io/health-care-...
#healthcare #aca
New map of health care subsidy data by ZIP across the USA, based on available fed data.
It shows where health insurance tax credits are going & how much people get each month & year to afford coverage.
Useful for anyone curious about the geography of health care.
www.citywork.io/health-care-...
I built a free map showing health care subsidies across all Virginia ZIP codes.
Over a quarter million Virginians receive federal tax credits averaging $401/month.
Click any ZIP to see how many people, avg subsidy, and total dollars.
www.citywork.io/virginia-hea...
#Healthcare #ACA #Tax
Is America’s descent into authoritarianism inevitable? Karl Popper and Giambattista Vico on whether were doomed to barbarism.
substack.com/@liquidcitie...
There is no such thing as “political violence.” In the wake of Charlie Kirk's assassination, commentators like Ezra Klein are calling political violence a virus threatening democracy. We have it backwards.
open.substack.com/pub/liquidci...
Medicaid Cuts in 3 Charts
As Washington scales back Medicaid, Over 110,000 residents across Coastal Virginia rely on it for coverage. See how cuts will impact residents in our latest report.
open.substack.com/pub/liquidci...
#health #data #medicaid #insurance #Virginia
Check out some of my work on housing and climate adaption featured in the latest issue of the Journal of City Climate Policy and Economy!
utppublishing.com/doi/10.3138/...
With the right funding, cities can better protect people from devastating climate impacts like heat, flooding, and storms.
But local governments often miss out on the money they need, even in wealthier cities.
Read all about it in our latest journal issue: utppublishing.com/toc/jccpe/4/1
The result will likely be soaring costs for hospitals, higher insurance premiums across the board, and an expanded community health crisis that we will ultimately pay for with the lives of the poor.
#medicaid #healthcare #insurance
More, 17 neighborhoods have both high Medicaid dependency (>20%) and significant transportation barriers (>15% with no vehicle access). Collectively, these neighborhoods are home to around 18,000 Medicaid recipients who will struggle even more to get care after cuts kick in.
Roughly 1 in 5 Norfolk residents will be affected by Medicaid cuts in Norfolk #Virginia. Though, the impact won't be felt equally across the city. 22 neighborhoods are home to 60% of all Norfolk’s Medicaid recipients.
Full map: city-work.maps.arcgis.com/apps/mapview...
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Analysis: Census tract-level data, per-household averages. Norfolk neighborhoods, 2022-2024. Simmons-MRI #debt #studentloans #finance #education
Does this U-shaped pattern reflect middle income borrowers earning too much for relief?
If only there was someway to abolish the whole thing...@debtcollective.bsky.social ⬅️ 👀
Between 2022-2024 student loan debt dropped unevenly across neighborhood income.
- Wealthiest neighborhoods: -$1,149 per household
- Poorest neighborhoods: -$716 per household
- Middle-income ($50-60K): Only -$433 per household
Richer neighborhoods carry nearly 2x student debt, poor neighborhoods face a crushing 50% higher debt burden relative to their income.
Raw debt follows income patterns:
Highest income quartile: $10k per household
Lowest income quartile: $5k per household
Relative burden tells the opposite story
Debt as portion of income:
Poorest 10% of neighborhoods: 18% of household income
Richest 10% of neighborhoods: 12% of household income
Norfolk student loan data shows how educational debt can is changing across neighborhood income type. Education becomes manageable debt for some & a crushing burden for others.
n.b. There are extremes & affluent households typically have more complex credit options.
Full report at www.citywork.io
#finance #rent #economy #urbanism #housing
The minimal 0.07% difference in late fee burden between high and low-income households suggests that financial management patterns are more similar across income levels than commonly assumed.
"Financial literacy" is another way of blaming the poor for being poor.
A scatter chart of blue dots showing the distribution of credit card late fees by neighborhood median household income.
Looking at credit card late fees: Households earning $100K+ pay 0.52% of their income in late fees vs. 0.59% for $30-40K households.
A color-coded bi-modal map showing the relationship between changes in credit card debt per household and rental rates.
Affluent majority-homeowner, mostly White, areas showed the greatest increases. Even when adjusting for debt-to-income ratios.
High-renter areas: $35 debt increase
Mixed-tenure areas: $240 increase
Low-poverty areas: $332 increase
High-poverty areas: $98 increase
Credit card debt distribution in Norfolk contradicts dominant narratives linking financial stress to neighborhood poverty levels.
2023-2024 data shows counterintuitive patterns.
Contrary to expectations, high-poverty, renter-heavy communities did not see the largest increases in credit card debt.
🧵 New analysis of #debt patterns in VA reveals interesting spatial inequalities that challenge conventional assumptions about financial stress, literacy, and credit access.
Yet landlords are basically immune from prosecution over blatant violations of the eviction moratorium? Maybe with all that money they’ll finally build enough housing to bring down rents 🤡
www.bisnow.com/national/new...
