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Drew Adamick CFP®

@divergentfp.ca

Drew Adamick CFP® (They/Them) - Divergent Financial Planning, a fee-only/advice-only Canadian financial planning firm. https://divergentfp.ca/ Reposts/Likes do not necessarily equal endorsement. Views expressed are my own. #actuallyautistic

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Latest posts by Drew Adamick CFP® @divergentfp.ca

Most (but not all) Black economists come to economics with a worldview that is outside of the mainstream of the profession. This typically includes insights from sociology since inequality, identity, and networks are areas with a longer history there. For an introduction to this, see the 🧵 below 👇

29.10.2025 13:47 👍 96 🔁 29 💬 1 📌 0
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The billionaire loophole: How Canada’s tax system fuels inequality While ordinary Canadians struggle, the top one per cent hide billions in offshore tax havens — a colonial system engineered to protect wealth and starve public services

““We colonized all those countries, and then we set up this structure with these tax rules to benefit us,” said Tedds, who specializes in tax policy. “That’s their industry.” Cc @wickdchiq.bsky.social ricochet.media/labour/class...

29.10.2025 19:06 👍 26 🔁 16 💬 1 📌 1

Of course he did. Almost all of Alberta is Treaty land. There is no legal way to extricate AB from Canada without doing away with the Treaties. Thank the creator for First Nations!

29.10.2025 19:22 👍 4 🔁 2 💬 0 📌 0

3/ There is a concerted attack on the right to strike in this country - we're seeing it in Alberta, we've seen it in Ontario, and we've seen it time and time again from the federal Liberal government.

28.10.2025 23:57 👍 19 🔁 4 💬 1 📌 0

1/ The attack on Alberta teachers by Danielle Smith may be sadly predictable - it’s also (obviously) unconstitutional and unacceptable.

It has nothing to do with students or improving the state of education in Alberta.

28.10.2025 23:56 👍 75 🔁 23 💬 2 📌 0

Hey you know what else is irritating, pay pros??? Adult content artists not being able to sell their work

29.10.2025 16:30 👍 250 🔁 160 💬 2 📌 0

This sucks in all ways possible other than its a perfect example for my policy class about unintended barriers/how things get made illegal without the intention to make them illegal (pretty clear, right or wrong, the goal was keeping kids from operating ebikes, or unsafely riding on a scooter)

29.10.2025 18:46 👍 57 🔁 16 💬 2 📌 0
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'That was hell': Cubans, Jamaicans assessing Hurricane Melissa damage as storm churns in Caribbean | CBC News Hurricane Melissa brought dangerous flooding and storm surge to Cuba on Wednesday after leaving Jamaica with widespread power outages and causing flooding that killed 25 people in Haiti, officials say...

www.cbc.ca/news/world/h...

29.10.2025 18:48 👍 4 🔁 3 💬 0 📌 0

Look, if the wealthy — who have the means to address climate change — could be relied on to do so, we wouldn’t be facing the climate crisis… but we are, and we are instead investing heavily in technology that is making the wealthy wealthier, and also adding to global warming. This makes no sense.

29.10.2025 14:40 👍 9 🔁 5 💬 2 📌 0
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Climate change will hurt Canada's GDP more than previously thought New economic research indicates Canada (and all countries) will see a larger hit to GDP thanks to climate change.

“If much of the rest of the world is in a state of prolonged recession or depression because of climate change, there is no way that Canada, on a GDP per capita basis, could really benefit," said researcher Timothy Neal.

29.10.2025 17:08 👍 32 🔁 11 💬 5 📌 1
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Sudan siege ends in bloodbath despite pleas for mercy Evidence emerges of atrocities committed by the paramilitary RSF after it seized control of El Fasher

There are no words for Sudan-- the "blood bath" conclusion marks the complete failure of the international community. This is a horrific situation & like so many other wars, I doubt there will be justice for these survivors & their families.

29.10.2025 17:41 👍 294 🔁 157 💬 6 📌 17
Help shape the future of automatic tax filing in Canada
The Canada Revenue Agency (CRA) is working to reduce tax filing barriers for individuals. Many individuals with a lower income are still missing out on valuable benefit and credit payments because they are not filing an annual tax return.
Automatic tax filing is one way the CRA can effectively support individuals with a lower income in filing their taxes. The CRA has significantly expanded the reach of its automatic tax filing services since 2023 by increasing access to its SimpleFile services, including almost tripling the number of individuals invited to use SimpleFile by Phone during the tax filing season.
Now, the CRA is seeking feedback to help shape the future of automatic tax filing in Canada.
How to participate
Individuals, community organizations, tax preparers, tax software professionals, and academics are invited to participate in the CRA’s automatic tax filing questionnaire by October 9th.
Participants can share their views on:
•	the CRA’s current efforts to reduce filing barriers for individuals with a lower income
•	opportunities to expand automatic tax filing tools and services, as well as what the CRA needs to consider when expanding tools and services
How the CRA will use your feedback
Your feedback will help the CRA better understand opportunities and considerations related to its SimpleFile services in Canada. It will also contribute to the creation, or expansion, of services to help individuals file their taxes and get the payments they’re entitled to.
For more information on the CRA’s consultation activities, please go to Automatic tax filing consultation or send an email to engagementg@cra-arc.gc.ca.

Help shape the future of automatic tax filing in Canada The Canada Revenue Agency (CRA) is working to reduce tax filing barriers for individuals. Many individuals with a lower income are still missing out on valuable benefit and credit payments because they are not filing an annual tax return. Automatic tax filing is one way the CRA can effectively support individuals with a lower income in filing their taxes. The CRA has significantly expanded the reach of its automatic tax filing services since 2023 by increasing access to its SimpleFile services, including almost tripling the number of individuals invited to use SimpleFile by Phone during the tax filing season. Now, the CRA is seeking feedback to help shape the future of automatic tax filing in Canada. How to participate Individuals, community organizations, tax preparers, tax software professionals, and academics are invited to participate in the CRA’s automatic tax filing questionnaire by October 9th. Participants can share their views on: • the CRA’s current efforts to reduce filing barriers for individuals with a lower income • opportunities to expand automatic tax filing tools and services, as well as what the CRA needs to consider when expanding tools and services How the CRA will use your feedback Your feedback will help the CRA better understand opportunities and considerations related to its SimpleFile services in Canada. It will also contribute to the creation, or expansion, of services to help individuals file their taxes and get the payments they’re entitled to. For more information on the CRA’s consultation activities, please go to Automatic tax filing consultation or send an email to engagementg@cra-arc.gc.ca.

Hey folks please take a look at this and consider filing it out, because if you don't you can be sure the tax software lobby industry is! The CRAis starting to consult on automatic tax filing in Canada. Let's get this done!

cra-arc-survey-sondage.ca/f/s.aspx?s=d...

10.09.2025 19:56 👍 74 🔁 69 💬 10 📌 8
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In 2023, the top 1% of Canadian families controlled 24% of Canada's total net wealth.

The richest 5% controlled 40%.

The bottom 40% of Canadian households, combined, controlled 3.3% of net wealth in Canada. Many of those are in a net debt position.

11.09.2025 13:45 👍 10 🔁 4 💬 1 📌 0

What is going on in Alberta is proof that our rights are not really "rights" but rather legal privileges that governments will happily trample on if it suits their agenda. First 2SLGBTQAI+ students, now their teachers.

29.10.2025 00:07 👍 3 🔁 0 💬 0 📌 0

In case you missed this from a month ago. Thank you @skepticalleftist.bsky.social for having me on!

29.10.2025 00:04 👍 6 🔁 2 💬 0 📌 0
Survivng Capitalism One Paycheck At A Time
Survivng Capitalism One Paycheck At A Time Financial planner and leftist Drew Adamick joins me to talk about what it takes to survive in a system stacked against working people. We cover the traps banks set, pensions and “guaranteed” investments, estate fights, credit scores, and the reality of living paycheck to paycheck in late-stage capit

People think planning is for the wealthy, but the wealthy already have lawyers and accountants. It’s working people who get crushed by hidden rules. Drew Adamick and I talked about navigating money in a rigged system.

03.10.2025 00:51 👍 7 🔁 3 💬 0 📌 1

I'm almost convinced that we'll have an easier time convincing people of the harms of hierarchy and capitalism than we will convincing them that using AI is bad. Even if a lot of the use cases aren't great, people have fun with it, and people don't like it when you try to take away their fun

18.10.2025 18:53 👍 7 🔁 2 💬 1 📌 0
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Why the Internet Just Keeps Getting Worse with Cory Doctorow Cory Doctorow on how Big Tech broke the internet and what it will take to fix it.

If you’ve ever wondered why every major platform keeps getting worse, my conversation with Cory Doctorow breaks down the cycle behind it. He explains how monopoly power and weak regulation turned the web against its own users.

18.10.2025 21:55 👍 12 🔁 7 💬 1 📌 0

Budgets reveal political priorities. Every cut, every subsidy, every tax break exposes who governments believe deserves support. Austerity disguises itself as discipline, but the real cost shows up in the lives it pushes to the margins.

15.10.2025 00:03 👍 8 🔁 4 💬 0 📌 0
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Do You Have a Real Financial Plan? Advice-Only Planner Sandi Martin Explains - Moolala A lot of people think they have a financial plan — but do they really? Bruce is joined by Sandi Martin, a certified advice-only financial planner, to break down what a real financial plan looks like a...

This was a super fun interview, and not just because talking to Bruce is *always* fun. Getting to talk about what a real, actual financial plan is (and isn't) gets me going every time.

moolala.ca/do-you-have-...

24.09.2025 20:04 👍 3 🔁 1 💬 0 📌 0

It's all about them and their interests and wants. Never about others' rights - especially, if it conflicts with their agenda. Just look at DS' use of Notwithstanding Clause.

29.10.2025 00:00 👍 1 🔁 0 💬 0 📌 0

World Central Kitchen is mobilizing to Jamaica, please consider donating

28.10.2025 14:33 👍 1799 🔁 2065 💬 3 📌 11

Amnesty International Canada is concerned about Alberta.

JFC. Alberta sucks ass.

28.10.2025 21:27 👍 36 🔁 13 💬 0 📌 2
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Canada Post faces two futures—a revitalized public service or a billionaire cash machine ⋆ The Breach The Liberal government is dismantling Canada Post for the billionaire class, while ignoring bold proposals from postal workers to reinvent the public service

Who stands to benefit from the gutting of Canada Post?

The billionaire class.

If Mark Carney were really serious about nation-building, Dru OJa Jay writes how the post office could become an engine for green energy, public banking, and better services. breachmedia.ca/canada-post-...

01.10.2025 18:32 👍 181 🔁 114 💬 10 📌 9

Solar is now 41% cheaper than fossil fuels, wind 53% cheaper.

91% of new renewable power projects beat fossil costs.

Fossil fuels win $7 trillion in subsidies worldwide.

Fossil fuels are already more expensive than unsubsidised wind and solar.

26.09.2025 10:01 👍 39 🔁 20 💬 2 📌 0
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A student 'womb service' works covertly to deliver contraception at a Catholic college At DePaul University, a Catholic school in Chicago, students have created a covert contraceptive delivery network called “the womb service.”

On the one hand, I'm so proud and in awe of these young people who are taking care of their community.

On the other, I can't believe in 2025 that women have been reduced to starting underground birth control networks

apnews.com/article/abor...

01.10.2025 18:01 👍 442 🔁 144 💬 7 📌 4

It never was about the jobs; jobs are only a side effect (and temporary at that) if O&G could operate without workers at all, they would. It's mostly about O&G shareholders making a last ditch attempt to extract as much money as they can before the inevitable energy transition to electricification.

01.10.2025 18:32 👍 1 🔁 0 💬 0 📌 0
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Imagine a future in which Canada builds a 1MM b/d pipeline to the West Coast and the Alberta oil sands expands to fill that pipe...but no new jobs are created.

Imperial Oil layoffs may be the future of oil sands employment.
www.youtube.com/@EnergiMedia

01.10.2025 17:59 👍 27 🔁 13 💬 8 📌 1
2025 EV Sales Soar to 22 Million Globally
2025 EV Sales Soar to 22 Million Globally YouTube video by Energi Media

2025 EV Sales Soar to 22 Million Globally

Colin McKerracher and his BloomberNEF
team nailed the 2024 forecast (17M EVs).

Preliminary data show they will get the 2025 forecast right.

A sneak peek at BNEF's 2025 EV Outlook.
#ElectricVehicle
youtu.be/PV8_4wtqOOs

01.10.2025 16:34 👍 9 🔁 5 💬 1 📌 0