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Not So Fast: January Existing-Home Sales Give Back December’s Gains Existing-home sales pulled back sharply in January, quickly dashing any hopes that December’s year-end rebound brought, as harsh winter weather and still-tight supply conditions weighed on activity. Sales fell 8.4% to a seasonally adjusted annual rate of 3.91 million, the lowest levels since November 2024. According to the National Association of Realtors (NAR), transactions were also 4.4% lower than the same time last year, with every region posting both month-over-month and year-over-year declines. “The decrease in sales is disappointing,” said NAR Chief Economist Lawrence Yun. Perhaps an understatement, especially after the strong showing last month. He added that affordability is nevertheless improving, with wage gains outpacing price growth and mortgage rates running lower than a year ago, though supply remains limited. Inventory dipped slightly from December but stayed above year-ago levels. Total housing inventory registered at 1.22 million units, down 0.8% from the prior month and up 3.4% from January 2025. The months’ supply of unsold homes increased to 3.7 months, up from 3.5 months in December. Price pressures persisted. The median existing-home price for all housing types rose to $396,800, up 0.9% from a year earlier and marking the 31st consecutive month of annual gains. Yun noted that homeowners continue to build substantial equity, estimating that the typical owner has accumulated more than $130,000 in housing wealth since early 2020.

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What Are The 10 Poorest Cities in The United States. There are poor cities in America… and then there are places where poverty isn’t just a problem, it’s basically part of the city's identity. You see it in the boarded-up storefronts. You see it in the neighborhoods where half the houses look like the owners lost a job in 1996 and never recovered. Y

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Stocks Head for First 2026 Drop; Trump Says Venezuela Will Give Oil to US | Bloomberg Brief 1/7/2026 US equity futures decline ahead of jobs data. Oil falls as President Trump says Venezuela would relinquish up to 50 million barrels of crude to the US. Cayla Seder of State Street sees more room to run in 2025’s stock rally this year. Chapters: 00:00:00 - Bloomberg Brief 00:01:56 - First Look M

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Your Transformation Story is Worth Millions #personalbrand #success Discover how using your personal story is one of your biggest assets to build trust and encourage collaboration. This video shares valuable insights on effective storytelling techniques, emphasizing that a compelling narrative can significantly improve your communication skills. Learn how to tell a

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Nvidia's CEO Boosts Outlook, Trump Mulls Greenland Options | The Opening Trade 1/7/2026 Nvidia said its revenue forecast has gotten brighter due to strong demand and large customer deals. The company suggested that revenue from current and future data center chips by the end of 2026 would eclipse the $500 billion level. CEO Jensen Huang says "[Nvidia] should have a very good year". Def

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How I Stopped Being Afraid of the Stage #FearOfPublicSpeaking #Motivation #PersonalDevelopment From being afraid to speak in front of a small group to confidently addressing over 20,000 people, this video highlights my journey as a motivational speaker. It's a testament to personal growth, showing how consistent effort in public speaking can lead to significant self improvement. This story pr

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Mortgage Rates Slide to New Multiweek Lows Just one day after an incredibly strong jobs report--something that would normally create problematic upward momentum for rates--the average lender is back to the lowest levels since January 16th. At the risk of overusing a played-out metaphor, this was not on many experts' bingo cards. Even with the benefit of hindsight, it's not entirely possible to justify what we've seen over the past 2 days without jumping to conclusions and making educated guesses. Said guesses would rely on somewhat esoteric concepts regarding the way investor demand ebbs and flows between different Treasury securities (i.e. 2yr vs 10yr, etc).  More volatility could be on the way tomorrow. The BLS will release the Consumer Price Index (CPI) for January. This is the first major inflation report that comes out on any given month. Because inflation is a key consideration for rates, if CPI is meaningfully above or below the median forecast, rates often react accordingly.

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Pros and Cons of Living in Vancouver Washington in 2026 Let's chat about your move! 📱 Call or Text: 503-957-7981 📨 Email: Timjacksonrealestate@gmail.com 📅 Zoom: https://calendly.com/timjacksonrealestate Free home buyer guide: https://drive.google.com/file/d/1k-LzULB3GsnV6rs2GfwqWXwB3NaFEre2/view?usp=sharing Todays video goes over the pros and co

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Venezuelan Oil Heads to US; Trump Won't Rule Out Taking Greenland by Force | The Pulse 1/7/2026 Donald Trump says up to 50 million barrels of sanctioned oil from Venezuela will be shipped to the US, worth about $2.8 billion. Posting on Truth Social, the US President said the oil would be sold at market prices and he would control the money. The White House has refused to rule out using milita

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A Hidden Bakery Favorite On Third Avenue One of my favorite local spots is Decadent Creations, a bakery known for its incredible date nut bread. It is one of those treats that people try once and keep coming back for. 📲 Call or text: 503-332-1013 📩 Email: PdxReGuy@gmail.com 💻 Website: https://TimSellsPDX.com/ Find Your Next Home: fin

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Calmer Week For Mortgage Apps Mortgage application activity was essentially flat last week, almost impressively so. After much recent volatility, the index is finding a brief moment of stability, and borrowers seem content continue to weigh affordability challenges and wait for clearer movement in rates. The Mortgage Bankers Association (MBA) reported that applications decreased 0.3% (seasonally adjusted) for the week ending February 6, while rising 2% on an unadjusted basis. Purchase demand softened modestly. The seasonally adjusted Purchase Index slipped 2% from the prior week, while unadjusted purchase applications increased 4% and were 4% higher than the same week one year ago. Refinance activity posted a small gain. The Refinance Index rose 1% from the previous week and remained 101% higher than a year earlier. Joel Kan, MBA’s Vice President and Deputy Chief Economist, described the week as a mixed bag across loan types. While the 30-year fixed rate held steady at 6.21%, conventional applications declined for both purchases and refinances as some borrowers wait for a more meaningful drop in rates or migrate toward other loan types and products. And they appear to be doing just that, as FHA and ARM products saw an increase in apps last week. Kan noted that FHA purchase and refinance applications increased, supported in part by FHA rates that remained roughly 20 basis points below the conforming 30-year fixed rate. He added that borrowers are increasingly turning to FHA loans as affordability pressures persist. At the same time, the ARM share climbed to a seven-week high, with ARM rates running nearly a full percentage point below comparable fixed rates.

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Growth Basics for Business – The Coaching Edge: Groundbreaking Leadership (02-11-25) Join the Chamber as we welcome Erica D'Eramo, Founder & CEO of Two Piers Consulting to Growth Basics for Business. Erica's workshop, "The Coaching Edge" will explore why organizations like Google, NASA, and the US Military are investing in coaching culture as a strategic priority. Erica will cover t

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Saudi Arabia Opens Stocks to All Foreign Investors Saudi Arabia is opening its stock market to all foreign investors, in the kingdom's latest effort to boost flows and revive a market which has lagged emerging peers. Bloomberg's Christine Burke reports. -------- More on Bloomberg Television and Markets Like this video? Subscribe and turn on no

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Mortgage Rates Barely Budge, But Volatility Risk is Increasing Mortgage rates have been effectively unchanged for 5 straight days now. During that time, the MND 30yr fixed rate index hasn't moved by more than 0.01%. The average borrower would see almost exactly the same terms on any of these days. The absence of volatility isn't much of a surprise given the time of year and the lack of important economic data. But that changes tomorrow with the release of two labor market reports and ISM's service sector report. Individually, none of these are as heavy hitting as Friday's forthcoming jobs report, but if they all sing a similar tune, it could definitely get rates moving (for better or worse).  Specifically, if the data is stronger, it would likely push rates higher and vice versa.

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European Assets’ Fate Isn’t Local: 3-Minute MLIV Anna Edwards, Guy Johnson, Tom Mackenzie and Skylar Montgomery Koning break down today's key themes for analysts and investors on "Bloomberg: The Opening Trade." Chapters: 00:00:00 - Markets in 3 Minutes 00:00:03 - Euro-Area December CPI 00:01:18 - Euro-USD Movement 00:02:13 - US Jolts, ISM S

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