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Bank of England Holds Base Rate at 4% (Sept 2025) | Mortgage & Housing Market Update #Mortgages
Bank of England Holds Base Rate at 4% (Sept 2025) | Mortgage & Housing Market Update #Mortgages YouTube video by Patrick Weightman TMG Direct Mortgage Advice

📢 Bank of England holds the base rate at 4% this September.
7–2 vote to hold, with some calling for a cut.

🏠 What does this mean?
– Trackers/SVR: no change
– Fixed deals: swap markets still key

🎥 Full breakdown here: youtu.be/uOPv-IFqaLE
#MortgageAdvice #BaseRate #BankOfEngland #FinancialUpdate

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The base rate has reduced by a further 0.25%. I know that some vendors had been waiting for this moment to decide: Keep going in a poor sales market or to relaunch for sale. My feeling that this rate reduction needed to be 0.50% to have the desired effect. 

#baserate #bankofengland

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Bank of England cuts base rate by 25 bps to 4.0% Investing.com - The Bank of England cut its benchmark interest rate Thursday, as widely expected, in order to support a creaking jobs market, but the outlook for more monetary policy easing looks cloudy. The U.K. central bank cut its Bank Rate by 25 basis points to 4%, from 4.25%, its fifth reduction in 12 months. The rate cut comes as the U.K. economy retreats and amid concerns that a more worrisome deterioration in the jobs market is imminent. “Slack is undoubtedly building,” said analysts at ING, in a note. “Payrolled employee numbers have fallen in seven out of the past eight months. The unemployment rate has risen by a few tenths of a percentage point this year (and crucially, unlike in recent years, the data looks more reliable). Vacancy data from Indeed suggests the UK jobs market has cooled further than in other major economies.” That said, the choice to cut interest rates was by no means unanimous, with four members of the nine-strong Monetary Policy Committee voting for no cut at all due to their inflation concerns. This split reflected the conflicting pressures on Britain’s central bank, as the U.K. economy contracted for the second quarter in a row in May, yet inflation is running above the BoE’s projections and forecast by some economists to reach 4% in coming months, double the central bank’s target. Investors are mostly pricing in another cut in November after today’s reduction but only one or two more reductions in 2026, which would leave Bank Rate at 3.5% or 3.25%, higher than the eurozone’s benchmark rate of 2%. AI computing powers are changing the stock market. Investing.com's ProPicks AI includes 6 winning stock portfolios chosen by our advanced AI. In 2024 alone, ProPicks AI identified 2 stocks that surged over 150%, 4 additional stocks that leaped over 30%, and 3 more that climbed over 25%. Which stock will be the next to soar?

Click Subscribe. #BankOfEngland #BaseRate #InterestRates #Economy #FinancialNews

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Banks are full of cash, but why aren’t people borrowing? In the last year, commercial banks in Nepal have lowered their average base rate by a significant 2.04 percentage points, signaling a shift in the financial

Why are bank rates falling but people still aren't borrowing? 📉
#BaseRate #NepalBanks #InterestRates #NepalEconomy #FinancialTrends allstocksinfo.com/banks-are-fu...

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Video

Breaking News

The Bank of England has reduced the base rate to 4.25%

What could this mean for you?

Call me on 01438 573069 or send me a DM with your questions

#nested #nestedstevenage #bankofengland #baserate #interestrate

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BoE governor expects four UK rate cuts next year as inflation eases #Baserate

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UK inflation rises to 2.3%, increasing pressure to delay interest rate cut Figure is above Bank of England target after energy bills push up prices

#inflation #ratecuts #baserate

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How Will the Bank of England Base Rate Cut Impact You? The Bank of England has reduced its base rate from 5% to 4.75%. This blog covers what the reduction could mean for you.

Following the #BankOfEngland base rate cut, is it time to review your mortgage? Want to know how this impacts you? Read our blog for insights #MortgageAdviser #LaterLifeLending #EquityRelease #FirstTimeBuyer #BuyToLet #Homebuyers #BaseRate #OptimusMortgages
www.optimusmortgages.co.uk/post/how-wil...

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Oh man, Brexit continues to fuck the UK. #BaseRate

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