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Los bancos deben reembolsar inmediatamente operaciones por phishing El abogado Santiago Alenza Carro analiza la obligación de los bancos de reembolsar de inmediato las operaciones no autorizadas causadas por phishing, según la normativa europea y española. Toda víctima de estafa digital debe notificar el fraude a su entidad para reclamar la devolución de las cantidades defraudadas, pero el proceso suele ser largo y complejo: desde comunicar el incidente, denunciar en comisaría con extracto bancario sellado, reclamar ante servicios de atención al cliente, hasta llegar a juicio. Sin embargo, la ley establece el principio 'solve et repete' (paga primero y reclama después). El artículo 73.1 de la Directiva (UE) 2015/2366 y el 45.1 del Real Decreto-ley 19/2018 obligan al banco a devolver el importe inmediatamente, a más tardar al final del día hábil siguiente a la notificación, salvo sospecha fundada de fraude comunicada al Banco de España. El Abogado General Athanasios Rantos, en sus Conclusiones del 5 de marzo de 2026 para el caso C-70/25 (Tukowiecka), refuerza esta regla: los bancos no pueden denegar el reembolso alegando negligencia grave del cliente; solo después de pagar pueden reclamarle las pérdidas si se prueba incumplimiento deliberado o negligencia grave. Anteriormente, el Abogado General Manuel Campos Sánchez-Bordona ya defendió este enfoque en el caso C-409/22. Esta interpretación protege a los consumidores, impone responsabilidad cuasi-objetiva a las entidades y espera confirmación del TJUE. El texto critica el modus operandi habitual que agota a las víctimas y destaca la necesidad de un alto nivel de protección en servicios de pago.

Los bancos deben reembolsar inmediatamente operaciones por phishing

🤖 IA: No es clickbait ✅
👥 Usuarios: No es clickbait ✅

#phishing #bancos #reembolso

Ver resumen IA completo:

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White text on a dark blue background reads, “Korea warns consumers as voice phishing exploits Middle East tensions - CHOSUNBIZ”. Underneath, Chosunbiz is listed as the source.

White text on a dark blue background reads, “Korea warns consumers as voice phishing exploits Middle East tensions - CHOSUNBIZ”. Underneath, Chosunbiz is listed as the source.

“Korea warns consumers as voice phishing exploits Middle East tensions - CHOSUNBIZ” — Chosunbiz

#PhishingNews #Phishing #Voice

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Cómo estafaron a una granadina 170.000€: Pensó que Brad Pitt se había enamorado de ella I➨ Te cuento por aquí cómo llegaron a estafar a una mujer granadina 170.000€ haciéndose pasar por Brad Pitt.

🎯 Cómo estafaron a una granadina 170.000€ haciéndose pasar por Brad Pitt 🎯

@pabloyglesias.com nos cuenta cómo, incluso las historias más absurdas, pueden parecer realidad, y hacer que seas víctima de un timo
#fraude #phishing #timo

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Weil es sooo dringlich ist, werden diese Spam-emails auch Samstags versendet, diesmal sogar vom "Kundenservice"! Am Samstag. Was für ein Service!

Nicht öffnen, falls doch, keine links anklicken!

#Phishing

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Meta adds new WhatsApp, Facebook, and Messenger anti-scam tools Meta is introducing new anti-scam protections across its platforms, deploying systems and user-facing warnings to protect users against scammers.

#Meta adds new #WhatsApp, #Facebook, and #Messenger anti-scam tools

www.bleepingcomputer.com/news/security/meta-adds-...

#cybersecurity #phishing

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ゆうちょ銀行を装ったフィッシングサイト
hxxps://bank.instantaccessfix.cfd/login
#Phishing #フィッシング詐欺

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Defender for Office 365 now alerts on malicious URL clicks in Microsoft Teams Defender for Office 365 URL click alerts are expanding to Microsoft Teams. When users click malicious links in Teams messages, alerts now appear in the Defender portal for faster detection and investigation.

Defender for Office 365 URL click alerts are expanding to Microsoft Teams. When users click malicious links in Teams messages, alerts now appear in the Defender portal for faster detection and investigation. #MicrosoftDefender #MDO #MicrosoftTeams #phishing

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Phishing campaigns are being designed to overload SOC workflows, extending investigations from minutes to many hours and raising breach likelihood, reports The Hacker News. #phishing #SOC #AI https://bit.ly/4rrYYwn

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Data Breaches Digest - Week 11 2026 Daily Digest of Global Data Breaches and Cyber Security News and Advice

Data Breaches Digest - Week 11 2026
www.dbdigest.com/2026/03/data...
#databreach #databreaches #databreachesdigest #dataprivacy #GDPR #HIPAA #cybersec #cybersecurity #infosec #informationsecurity #cyberattack #hacked #malware #phishing #ransomware

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👏👏👏

#phishing #EC3 #EuropeanCybercrimeCentre #Europol #Microsoft

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67% of phishing emails pass basic spam filters.

Nubo.Email shows you the truth:
✅ SPF — Is the sender authorized?
✅ DKIM — Was the email tampered with?
✅ DMARC — Does the domain owner approve?

Every email gets a security badge. No guessing.
#cybersecurity #email #phishing #security #infosec

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Online Financial Crimes continue to invade the Federation and Caribbean region at an alarming rate | WINNFM 98.9 by Kevon Browne St. Kitts and Nevis (WINN)—Online financial scams in St. Kitts and Nevis continue to be a growing concern, often involving sophisticated methods like WhatsApp account cloning, phishing...

Online financial #scams in #StKitts and #Nevis continue to be a growing concern, often involving sophisticated methods like #WhatsApp account cloning, #phishing scams and AI-powered fraud. www.winnmediaskn.com/online-finan...

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[March-13-2026] Daily Cybersecurity Threat Report [March-13-2026] Daily Cybersecurity Threat Report The Daily Tech Feed - Cybersecurity Daily Report

[March-13-2026] Daily Cybersecurity Threat Report
thedailytechfeed.com/march-13-202...
#Ransomware #DataBreach #InfoSec #DarkWeb #IncidentResponse #CyberReport #APT #Malware #Phishing #CyberDefense #Hacktivist #Cybercriminal #Vulnerabilities #Darkweb #AI #Fraud #Privacy #Exploits #Digital #Theft

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260313 rootshell.online Created on Fri Mar 13 23:00:01 CST 2026 - A news, tutorials and conferences about security published on YouTube - Find the RSS Feed with latest playlists at ...

Latest cyber & hacking videos compiled for you twice a day. Watch now & stay ahead of threats. 🔒 www.youtube.com/playlist
#CyberSecurity #InfoSec #CloudSecurity #Phishing #EthicalHacking

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📰 Operasi Global “Synergia III” Tumbangkan Puluhan Ribu Infrastruktur Kejahatan Siber

👉 Baca artikel lengkap di sini: ahmandonk.com/2026/03/14/operasi-syner...

#cybercrime #cybersecurity #hacking #keamananSiber #malware #phishing

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📰 Situs VPN Palsu Digunakan untuk Mencuri Kredensial Perusahaan

👉 Baca artikel lengkap di sini: ahmandonk.com/2026/03/14/vpn-palsu-cur...

#cybersecurity #hacking #keamananSiber #malware #phishing #vpn

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ClickFix to Linked-Device Takeovers: Will Star Blizzard Introduce a New Initial-Access Vector by Oct 2026? Fake CAPTCHA ➜ “paste this PowerShell.” 🙃 Linked-device pairing ➜ quiet account takeovers. 👻 Device-code phishing ➜ legit login page, attacker gets tokens. 🔑

Nothing says “secure” like a fake CAPTCHA telling staff to paste PowerShell. Next up: Star Blizzard-style linked‑device takeovers strolling past MFA (while OAuth redirects do drive‑bys). 🍀🔒

Read the forecast: blog.alphahunt.io/clickfix-to-...

#AlphaHunt #CyberSecurity #StarBlizzard #Phishing

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eLTAXを装ったフィッシングサイト
hxxps://rvqemb.cn/bvvwtxoq=eltaxss/
#Phishing #フィッシング詐欺

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White text on a dark blue background reads, “Minneapolis officials warn of sophisticated phishing wave impacting zoning permitting process”. Underneath, Audacy is listed as the source.

White text on a dark blue background reads, “Minneapolis officials warn of sophisticated phishing wave impacting zoning permitting process”. Underneath, Audacy is listed as the source.

“Minneapolis officials warn of sophisticated phishing wave impacting zoning permitting process” — Audacy

#PhishingNews #Phishing

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INTERPOL Operation Synergia III Shuts Down 45,000 Malicious IPs, 94 Arrested INTERPOL’s Operation Synergia III led to 94 arrests and the takedown of 45,000 malicious IPs in 72 countries targeting phishing, malware, and fraud networks.

INTERPOL’s #OperationSynergiaIII has disrupted cybercrime infrastructure, taking down 45,000 malicious IP addresses and leading to 94 arrests in 72 countries targeting phishing, malware and fraud networks.

Read: hackread.com/interpol-ope...

#Cybersecurity #CyberCrime #INTERPOL #Phishing #Malware

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Awakari App

“Contagious Interview” Campaign Weapons Developer Hiring Workflows to Deploy Modular Backdoors "Contagious Interview" Campaign Weapons Developer Hiring Workflows to Deploy Modular Backd...

#TIGR #malware #phishing

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Trousse de secours de l'e-mail - 4 : J'ai reçu un message douteux, est-il malveillant ? - Le blog Mailo Un message douteux vous invite de façon impérative à effectuer une action ? Prenez un instant pour vérifier qu’il ne s’agit pas d’une arnaque avant de cliquer ou de répondre.

📩 Message suspect ou trop pressant ?

Mailo vous aide à repérer les signes d’un e-mail malveillant et à savoir comment réagir.

#Mailo #Phishing #SécuritéNumérique #Email

blog.mailo.com/blog/trousse...

#mailo #SécuritéNumérique #Phishing #Cybersécurité #Email #conseils

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Cyber attackers are exploiting OAuth's Device Code Flow to hijack Microsoft 365 accounts without stealing passwords. Stay vigilant and implement robust security measures. #CyberSecurity #Phishing #OAuth Link: thedailytechfeed.com/phishing-att...

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White text on a dark blue background reads, “Phishing scam targets Minneapolis permit applicants as FBI issues warning”. Underneath, FOX 9 Minneapolis-St. Paul is listed as the source.

White text on a dark blue background reads, “Phishing scam targets Minneapolis permit applicants as FBI issues warning”. Underneath, FOX 9 Minneapolis-St. Paul is listed as the source.

“Phishing scam targets Minneapolis permit applicants as FBI issues warning” — FOX 9 Minneapolis-St. Paul

#PhishingNews #Phishing #Scam

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Phishing attacks are evolving! Attackers now overwhelm SOCs with high-volume campaigns to slip through defenses. Learn how to adapt and protect your organization. #CyberSecurity #Phishing #SOCDefense Link: thedailytechfeed.com/phishing-att...

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New vulnerability in Microsoft Copilot allows phishing attacks via manipulated email summaries. Ensure your systems are updated and educate users on AI-generated content risks. #CyberSecurity #Phishing #MicrosoftCopilot Link: thedailytechfeed.com/microsoft-co...

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Awakari App

Starbucks Data Breach Impacts Employees Starbucks said the incident involved phishing attacks targeting an employee portal, affecting hundreds. The post Starbucks Data Breach Impacts Employees appe...

#Data #Breaches #Phishing #data #breach #phishing #Starbucks

Origin | Interest | Match

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White text on a dark blue background reads, “How advanced phishing kits are forcing enterprises to step up email security”. Underneath, Techcircle is listed as the source.

White text on a dark blue background reads, “How advanced phishing kits are forcing enterprises to step up email security”. Underneath, Techcircle is listed as the source.

“How advanced phishing kits are forcing enterprises to step up email security” — Techcircle

#PhishingNews #Phishing #Security

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Phishing, Fake-Investments, QR-Code-Tricks: Verbraucherzentrale warnt vor Finanzbetrug - Nordstadtblogger Zum Weltverbrauchertag warnt die Verbraucherzentrale Nordrhein-Westfalen (NRW) vor zunehmendem Finanzbetrug im Internet. Die Beratungsstelle in Dortmund informiert über typische Betrugsmaschen und gib...

#Weltverbrauchertag - #Phishing, #Fake-Investments, QR-Code-Tricks: die #Verbraucherzentrale in #Dortmund warnt vor #Finanzbetrug. So schützen sich Verbraucher:innen im Netz. #Service #Wirtschaft #Verbraucher

www.nordstadtblogger.de/phishing-fak...

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