#Mortgage

John Robert - Papa Credit

@papacredit.bsky.social

1 hour ago

#CapCut #mortgage #realtor #business

John Robert - Papa Credit

@papacredit.bsky.social

1 hour ago

brandrise360.ai/funnel-chat-...

#mortgage #realtor #business #smallbusiness #smallbiz #ai #owner #manager

Vanport Escrow & Title Company Inc

@vanportpdx.bsky.social

2 hours ago

Not So Fast: January Existing-Home Sales Give Back December’s Gains Existing-home sales pulled back sharply in January, quickly dashing any hopes that December’s year-end rebound brought, as harsh winter weather and still-tight supply conditions weighed on activity. Sales fell 8.4% to a seasonally adjusted annual rate of 3.91 million, the lowest levels since November 2024. According to the National Association of Realtors (NAR), transactions were also 4.4% lower than the same time last year, with every region posting both month-over-month and year-over-year declines. “The decrease in sales is disappointing,” said NAR Chief Economist Lawrence Yun. Perhaps an understatement, especially after the strong showing last month. He added that affordability is nevertheless improving, with wage gains outpacing price growth and mortgage rates running lower than a year ago, though supply remains limited. Inventory dipped slightly from December but stayed above year-ago levels. Total housing inventory registered at 1.22 million units, down 0.8% from the prior month and up 3.4% from January 2025. The months’ supply of unsold homes increased to 3.7 months, up from 3.5 months in December. Price pressures persisted. The median existing-home price for all housing types rose to $396,800, up 0.9% from a year earlier and marking the 31st consecutive month of annual gains. Yun noted that homeowners continue to build substantial equity, estimating that the typical owner has accumulated more than $130,000 in housing wealth since early 2020.

Mortgage Rates Oh So Close to 3 Year Lows #Oregonrealestate #Portlandrealestate #mortgage

Vanport Escrow & Title Company Inc

@vanportpdx.bsky.social

12 hours ago

Mortgage Rates Slide to New Multiweek Lows Just one day after an incredibly strong jobs report--something that would normally create problematic upward momentum for rates--the average lender is back to the lowest levels since January 16th. At the risk of overusing a played-out metaphor, this was not on many experts' bingo cards. Even with the benefit of hindsight, it's not entirely possible to justify what we've seen over the past 2 days without jumping to conclusions and making educated guesses. Said guesses would rely on somewhat esoteric concepts regarding the way investor demand ebbs and flows between different Treasury securities (i.e. 2yr vs 10yr, etc).  More volatility could be on the way tomorrow. The BLS will release the Consumer Price Index (CPI) for January. This is the first major inflation report that comes out on any given month. Because inflation is a key consideration for rates, if CPI is meaningfully above or below the median forecast, rates often react accordingly.

Mortgage Rates Slide to New Multiweek Lows #Oregonrealestate #Portlandrealestate #mortgage

Philipp Maier

@pmaier1971.bsky.social

18 hours ago

US.Housing.30YMortgageRate.Daily.png

The average rate on a U.S. 30-Year Fixed Rate Conforming #mortgage on 12 March was at 6.19%. Relative to the prior week, the rate has increased by about 0.2 p.p. #mortgagerates #econsky

John Robert - Papa Credit

@papacredit.bsky.social

22 hours ago

brandrise360.ai/funnel-chat-...

#Mortgage #realtor #business #smallbusiness #smallbiz #ai #success #owner #manager #maga

Vanport Escrow & Title Company Inc

@vanportpdx.bsky.social

1 day ago

Calmer Week For Mortgage Apps Mortgage application activity was essentially flat last week, almost impressively so. After much recent volatility, the index is finding a brief moment of stability, and borrowers seem content continue to weigh affordability challenges and wait for clearer movement in rates. The Mortgage Bankers Association (MBA) reported that applications decreased 0.3% (seasonally adjusted) for the week ending February 6, while rising 2% on an unadjusted basis. Purchase demand softened modestly. The seasonally adjusted Purchase Index slipped 2% from the prior week, while unadjusted purchase applications increased 4% and were 4% higher than the same week one year ago. Refinance activity posted a small gain. The Refinance Index rose 1% from the previous week and remained 101% higher than a year earlier. Joel Kan, MBA’s Vice President and Deputy Chief Economist, described the week as a mixed bag across loan types. While the 30-year fixed rate held steady at 6.21%, conventional applications declined for both purchases and refinances as some borrowers wait for a more meaningful drop in rates or migrate toward other loan types and products. And they appear to be doing just that, as FHA and ARM products saw an increase in apps last week. Kan noted that FHA purchase and refinance applications increased, supported in part by FHA rates that remained roughly 20 basis points below the conforming 30-year fixed rate. He added that borrowers are increasingly turning to FHA loans as affordability pressures persist. At the same time, the ARM share climbed to a seven-week high, with ARM rates running nearly a full percentage point below comparable fixed rates.

Modest Increase in Rates is a Win. Here's Why #Oregonrealestate #Portlandrealestate #mortgage

Ongoing Now

@ongoingnow.com

1 day ago

Mortgage Rate Forecast Spring 2026 Why Stability Rules The mortgage rate forecast spring 2026 reveals a steady Fed policy. Learn how this impact shapes home buying and refinancing strategies.

Analysis of the mortgage rate forecast spring 2026 shows a 96% probability of a Fed pause. Stability in the 10-year Treasury yield keeps borrowing costs consistent. #OngoingNow #Mortgage #Fed #Housing #Data

John Robert - Papa Credit

@papacredit.bsky.social

1 day ago

brandrise360.ai/funnel-chat-...

#realtor #mortgage #business #smallbusiness #smallbiz #ai #success #marketing

Vanport Escrow & Title Company Inc

@vanportpdx.bsky.social

1 day ago

Mortgage Rates Barely Budge, But Volatility Risk is Increasing Mortgage rates have been effectively unchanged for 5 straight days now. During that time, the MND 30yr fixed rate index hasn't moved by more than 0.01%. The average borrower would see almost exactly the same terms on any of these days. The absence of volatility isn't much of a surprise given the time of year and the lack of important economic data. But that changes tomorrow with the release of two labor market reports and ISM's service sector report. Individually, none of these are as heavy hitting as Friday's forthcoming jobs report, but if they all sing a similar tune, it could definitely get rates moving (for better or worse).  Specifically, if the data is stronger, it would likely push rates higher and vice versa.

Mortgage Rates Barely Budge, But Volatility Risk is Increasing #Oregonrealestate #Portlandrealestate #mortgage

Money Wellness 🧡

@moneywellness.com

1 day ago

Homeowners being pushed into debt consolidation loans, FCA warns Watchdog says borrowers are being put at financial risk.

Homeowners being pushed into debt consolidation loans, FCA warns. ⚠️

Poor standards in the second charge mortgage market are putting borrowers at risk of financial harm, the UK’s financial watchdog has warned.

https://bit.ly/46YjcGQ

#FCA #HomeOwner #Mortgage

John Robert - Papa Credit

@papacredit.bsky.social

2 days ago

brandrise360.ai/funnel-chat-...

#mortgage #realtor #business #smallbusiness #smallbiz #ai #marketing #success

KnightContemplar

@knightcontemplar.bsky.social

2 days ago

#mortgage #fuel, #food, and credit card rates rise again, stocks fall

Illegal #tarriffs, swelling deficits, exploding national debt...

What part of #trump's #AmericaFirst movement is actually helping Americans?

RubyBegonia

@rubybegonia.bsky.social

2 days ago

Mortgage Rates Rise as Iran War Ripples Through Financial Markets

#Mortgage Rates Rise as #Iran War Ripples Through Financial Markets www.nytimes.com/2026/03/12/b...

He , the #felon, is destroying us!!! He is doing everything he said he wouldn’t do.

Woke Not Broke 🇺🇸🏳️‍🌈

@b2o6n4.bsky.social

2 days ago

Nearly 40% of U.S. Homeowners Did Not Have a Mortgage in 2024 The share of U.S. homeowners without a mortgage was higher in 2024 than a decade earlier nationwide and in every state, though not all counties saw increases.

Share of Owner-Occupied, Mortgage-Free Homes Up in 2024

www.census.gov/library/stor...

#News #USNews #Politics #USPolitics #Government #Housing #Homes #Mortgage #Homeowners #CensusBureau

Woke Not Broke 🇺🇸🏳️‍🌈

@b2o6n4.bsky.social

2 days ago

Renters in 20% of U.S. Counties Paid More in 2020-2024 Than in Previous Five Years Newly Released American Community Survey compares 2020-2024 and 2015-2019 housing costs by county.

Rental Costs Up, Mortgages Stayed Flat

www.census.gov/library/stor...

#News #USNews #Politics #USPolitics #Government #Housing #Mortgage #Rent #Renting #Rental #Homeowners #CensusBureau

The Orlicki Group - Mortgage Broker

@theorlickigroup.bsky.social

2 days ago

70% of homebuyers use the first lender they talk to, leaving thousands on the table. As brokers, we shop hundreds of lenders to find you lower fees and better rates. A second opinion is free and only takes a few minutes. Don't settle—ensure you're getting the best deal.

#Mortgage #HomeBuying

Philipp Maier

@pmaier1971.bsky.social

2 days ago

US.Housing.30YMortgageRate.png

Average US 30-Year Fixed Rate Mortgage last week at 6.11%, up 0.11 p.p. from prior week. 5/1 ARM at 6.1% #mortgage #househunters #econsky

Vanport Escrow & Title Company Inc

@vanportpdx.bsky.social

2 days ago

Lowest Mortgage Rates in More Than 3 Weeks Mortgage rates fell on Tuesday following a downbeat Retail Sales report. At 0.05%, it was the largest single-day drop since the uncommonly big 0.15% drop on January 9th. This also takes the average 30yr fixed rate to 6.11%, easily below its recently narrow range of 6.15-6.20. The bonds that drive mortgage rates are always tuned in to various economic reports for movement cues. Weaker data = lower rates, all else equal. Retail Sales is hit and miss when it comes to causing rate volatility. The undisputed champion among economic reports is tomorrow's jobs report at 8:30am ET. Several recent rate rallies have been slightly larger than they otherwise might have been because the market may be positioning for a downbeat jobs number. If it is weaker than expected, there's certainly room for the rate rally to continue, but if the report shows resilience, rates would likely bounce back higher.

Lowest Mortgage Rates in More Than 3 Weeks #Oregonrealestate #Portlandrealestate #mortgage

Nonilex

@nonilex.masto.ai.ap.brid.gy

2 days ago

When the #US & #Israel attacked #Iran, setting off an #energy crisis & raising new #inflation concerns in #FinancialMarkets. The result has been a jump in the yield on government bonds, & falling expectations for #InterestRate cuts later this year. The yield on the 10-year #Treasury note, which […]

Nonilex

@nonilex.masto.ai.ap.brid.gy

2 days ago

#MortgageRates Rise as #Iran #War Ripples Through #FinancialMarkets

#Mortgage are climbing again as new #inflation concerns have roiled financial #markets.

The average 30-year fixed-rate mortgage rate in the #US rose to 6.11%, the mortgage-financing giant Freddie Mac said Thursday, the second […]

Robyn A. Friedman

@robynafriedman.bsky.social

2 days ago

#Home #mortgage rates inched higher this week, but housing activity picked up, according to Freddie Mac. The 30-year, fixed-rate mortgage averaged 6.11%, up from 6.0% last week. A year ago, the 30-year FRM averaged 6.65%. #interestrates #mortgagerates

v1s1on_3ndl3ss_

@v1s1on-3ndl3ss.bsky.social

2 days ago

US 30-year fixed rate #mortgage averages 6.11% in the week of March 12th vs 6% prior week - Freddie Mac.

Mortgage rates jump most in 11 months on #US #Israel #Iran war inflation risk.

Vanport Escrow & Title Company Inc

@vanportpdx.bsky.social

2 days ago

Mortgage Rates Microscopically Higher Mortgage rates continue operating in an excruciatingly narrow range near their lowest levels of the past few years. Yesterday was the 6th best day of 2025. Today is tied for 7th place after rates moved 0.01% higher on average. While the underlying bond market is fully open today, it's a slow time of year in terms of volume and volatility. Bigger movement becomes more likely by the end of next week thanks to the return of important economic reports and stronger trader participation after holiday absences. 

Mortgage Rates Microscopically Higher #Oregonrealestate #Portlandrealestate #mortgage

DisabledWorld

@disabled-world.com

2 days ago

Can People with Disabilities Get a Mortgage in New York? Learn whether people with disabilities can qualify for a mortgage in New York City and explore federal programs that may help with homeownership.

Can People with Disabilities Get a Mortgage in #NewYork? - This article examines whether people with #disabilities in #NYC can realistically qualify for a #mortgage, drawing on income data, median home prices, and federal lending program availability - www.disabled-world.com/disability/f...

Glenycia Bixby: Mortgage Loan Officer with United Direct Lending

@loansbyglenycia.bsky.social

2 days ago

Mortgage rates moved higher today. Rates are now at their highest level in over a month.
🌐 www.loansbyglenycia.com

Glenycia Bixby NMLS #2648875 | United Direct Lending NMLS #1749719
#LoansbyGlenycia #UnitedDirectLending #marketupdate #mortgage #flrealestate #flhomebuyer

MLOBOX

@mlobox.bsky.social

2 days ago

🔑 Your dream home might be closer than you think!

Whether you're a first-time buyer or planning to upgrade, understanding your loan options can make the process much easier.

Let’s make homeownership possible.

#Mortgage #HomeLoans #HomeBuying

Vanport Escrow & Title Company Inc

@vanportpdx.bsky.social

3 days ago

Winter Weather Puts Purchase Applications on Ice Mortgage application activity moved lower again last week, extending the pullback from January’s earlier burst of demand as weather disruptions and softening purchase activity weighed on overall volume. The Mortgage Bankers Association (MBA) reported that applications declined 8.9% for the week ending January 30. The Market Composite Index fell 8.9% on a seasonally adjusted basis, while rising 4% on an unadjusted basis, highlighting the continued volatility in weekly application data following a period of unusually strong activity earlier in the month. This week, purchase activity took center stage and drove much of the weakness. The seasonally adjusted Purchase Index dropped 14% from the prior week, while unadjusted purchase applications increased 2% but were only 4% higher than the same week one year ago—lowest levels since November 2025 and the weakest annual increase since April 2025. Joel Kan, MBA’s Vice President and Deputy Chief Economist, pointed to Winter Storm Fern as a key factor, noting that widespread snowfall likely hampered homebuying activity across large parts of the country. Refinance volume also declined, though by a smaller margin. The Refinance Index fell 5% from the previous week but remained 117% higher than a year earlier. Despite mortgage rates edging modestly lower, Kan noted that the change was not significant enough to materially boost refinance demand.

Mortgage Rates Match Lowest Levels in Over 2 Weeks #Oregonrealestate #Portlandrealestate #mortgage

Vanport Escrow & Title Company Inc

@vanportpdx.bsky.social

3 days ago

Mortgage Rates Holding at 2-Month Lows The two days of 2025 with the lowest rates were September 16th and October 28th. Both days happened to be the Tuesdays that preceded Fed rate cuts. On both occasions, those rate cuts were delivered with other comments from the Fed that the bond market didn't like.  The net effect is/was two very obvious dips and spikes. The second half of December saw the average 30yr fixed mortgage rate inch closer and closer to those previous lows, but we're still not quite there yet. Today was just another day in that saga as the average lender held right in line with Friday's latest levels. Bottom line: at current levels, any day that rates spend holding steady or moving microscopically lower will technically result in the lowest rates since October 28th. It would take a more noticeable improvement to break below that floor. When and if that happens, rates will be the lowest since early 2023. [thirtyyearmortgagerates]

Mortgage Rates Holding at 2-Month Lows #Oregonrealestate #Portlandrealestate #mortgage

The Orlicki Group - Mortgage Broker

@theorlickigroup.bsky.social

3 days ago

A second opinion saved this client thousands. We stepped in mid-contract to fix a bad deal and still hit a very tight closing deadline. We prioritize your financial well-being over just "closing a file." If your current loan estimate feels wrong, let’s take a second look.

#Mortgage #RealEstate